:root{--navy:#171e60;--ink:#17213b;--blue:#00799d;--cyan:#00abd4;--line:#dde2ec;--muted:#566176;--pale:#f4f6fa}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font:16px/1.65 Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #00abd4;outline-offset:5px}button{font:inherit}.wrap{width:min(1240px,88%);margin:auto}.topbar{background:var(--navy);color:white;font-size:13px;letter-spacing:.025em;padding:8px 0}.topbar .wrap{display:flex;justify-content:space-between}.topbar a:hover{color:#80e4ff}header{background:#fffffff5;position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:94px;gap:20px}.brand{display:block;width:210px;height:64px;overflow:hidden;position:relative}.brand 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22px;color:var(--muted)}.intro{font-size:20px;color:var(--ink);line-height:1.5}.hero-copy>p:not(.eyebrow){max-width:470px}.actions{display:flex;align-items:center;gap:26px;flex-wrap:wrap;margin-top:32px}.text-link{font-size:15px;font-weight:600;text-decoration:underline;text-underline-offset:6px;text-decoration-color:#a8b4c4}.hero-image{position:relative;min-height:550px;background:var(--navy);overflow:hidden}.hero-image>img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:46% center}.hero-image:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,#111c4bd9)}.image-note{position:absolute;z-index:1;left:44px;bottom:42px;color:white;font-family:Georgia,serif;font-size:28px;line-height:1.4}.image-note span,.image-note strong{display:block;font-weight:400}.image-note span{font-size:19px;color:#e5eafa}.audiences{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--line);padding:35px 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var(--line);display:flex;flex-direction:column;min-height:275px}.number{font-size:11px;letter-spacing:.13em;color:var(--blue);font-weight:600}h3{font-size:23px;font-weight:500;line-height:1.3;margin:20px 0 15px;color:var(--navy)}.products p{font-size:15px;line-height:1.7}.products a{margin-top:auto;font-size:14px;font-weight:600;color:var(--navy)}.products a span{float:right}.products article.product-cta{background:var(--pale)}.fine{font-size:12px;line-height:1.8;margin-top:22px}.fine a{text-decoration:underline}.broker-section{background:var(--navy);padding:82px 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px}.broker-section h2,.broker-section p{color:white}.broker-section .eyebrow{color:#74d8f2}.broker-section p:not(.eyebrow){max-width:420px;color:#d5daf0}.light{background:white;color:var(--navy)}.resource-list{align-self:center}.resource-list a{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #4b5284;padding:26px 0;color:white;font-size:20px}.resource-list a:first-child{border-top:1px solid #4b5284}.resource-list small{font-size:12px;margin-right:30px;color:#80d5eb}.resource-list b{font-weight:400;color:#80d5eb}.resource-list a:hover{color:#80d5eb}.borrower p{max-width:420px}.faqs{align-self:center;border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:19px 0}summary{cursor:pointer;font-size:17px;font-weight:500;color:var(--navy);list-style:none;position:relative;padding-right:35px}summary:after{content:'+';position:absolute;right:5px;font-size:22px;top:-4px}details[open] summary:after{content:'−'}details p{margin:17px 0 4px;font-size:15px}details a{text-decoration:underline}.about{background:var(--pale);padding:86px 0}.large{font-size:23px;line-height:1.5;color:var(--navy)}.community{border-top:1px solid #cdd5e5;margin-top:36px;padding-top:14px}.community h3{font-size:20px}.contacts{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.contacts article{border-top:2px solid var(--navy);padding-top:25px}.contacts .eyebrow{font-size:10px;margin-bottom:14px}.contacts h3{margin-top:0}.contacts a{display:block;font-size:15px;line-height:2;overflow-wrap:anywhere}.contact-bottom{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:30px;margin-top:40px;font-size:14px}.contact-bottom strong{font-weight:600;color:var(--navy)}footer{background:#10163c;color:#d9def0;padding:45px 0 25px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:20px}.footer-top p{color:#d9def0;font-family:Georgia,serif;margin:0;font-size:20px}.footer-brand{font-size:30px;font-weight:600;letter-spacing:-1px;color:white}.footer-brand span{color:#43c6e6}.footer-top>a:last-child{font-size:13px}.footer-links{display:flex;gap:30px;border-top:1px solid #343b61;padding-top:25px;margin-top:30px;font-size:13px;flex-wrap:wrap}footer .fine{color:#b0b8d2}.skip{position:absolute;left:12px;top:-100px;background:white;padding:10px;z-index:100}.skip:focus{top:10px}@media(min-width:1600px){.hero-copy{padding-left:100px}}@media(max-width:1000px){nav{gap:16px;font-size:12px}.hero-copy{padding:55px 9%}.hero{min-height:540px}.hero-image{min-height:540px}.split{gap:45px}.products article{padding:24px}.actions{gap:18px}.audiences strong{font-size:15px}}@media(max-width:760px){html{scroll-padding-top:90px}.wrap{width:88%}.topbar span{font-size:10px}.topbar a{font-size:11px}.nav{min-height:78px}.brand{width:180px}.brand img{width:210px;top:-32px}.menu{display:block;border:1px solid var(--line);background:white;color:var(--navy);padding:8px 12px;font-size:14px}.menu span{margin-left:10px}nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:24px 6%;font-size:16px;align-items:stretch;gap:20px}nav.open{display:flex;flex-direction:column}.hero{grid-template-columns:1fr}.hero-copy{padding:50px 6%}h1{font-size:56px}.hero-image{min-height:340px}.image-note{left:6%;bottom:28px}.audiences{grid-template-columns:1fr;gap:0;padding:10px 0}.audiences>a{border-right:0;border-bottom:1px solid var(--line);padding:22px 0}.audiences strong{font-size:17px}.section{padding-top:64px;padding-bottom:64px}.section-head{display:block;margin-bottom:30px}.section-head>p{margin-top:22px}.products{grid-template-columns:1fr}.products article{min-height:235px;padding:27px}.split{grid-template-columns:1fr;gap:35px}.broker-section,.about{padding:60px 0}.contacts{grid-template-columns:1fr;gap:34px}.contact-bottom{flex-direction:column;gap:8px}.footer-top{align-items:start;flex-direction:column}.footer-links{gap:18px}.eyebrow{font-size:11px}.contacts .eyebrow{font-size:11px}.hero-copy>p{font-size:16px}.hero-copy .intro{font-size:19px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.resource-page h1{font-size:clamp(40px,5vw,64px)}.resource-page>.intro{max-width:740px;margin-bottom:48px}.directory{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.directory article{border-top:1px solid var(--line);padding:12px 0}.directory h3{font-size:22px}.directory p{font-size:15px;line-height:1.8}.bios{display:grid;grid-template-columns:1fr 1fr;gap:48px}.bio{border-top:2px solid var(--navy);padding-top:30px}.bio h2{font-size:32px}.bio p{font-size:16px}.resource-page .faqs{max-width:850px}.table-scroll{overflow-x:auto;margin:40px 0 20px}table{border-collapse:collapse;width:100%;font-size:16px;min-width:600px}th,td{text-align:left;padding:18px;border-bottom:1px solid var(--line)}th{background:var(--navy);color:white}.community-copy{max-width:850px}.community-copy h2{margin-top:40px}@media(max-width:760px){.directory,.bios{grid-template-columns:1fr}.resource-page h1{font-size:42px}}

@media(min-width:1001px){.contacts{grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}}@media(min-width:761px) and (max-width:1000px){.contacts{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* Shared owl markers and direct BDM conversations. */
.list-owl{width:28px;height:30px;object-fit:contain;vertical-align:middle;flex-shrink:0}.number{display:flex;align-items:center;gap:12px;font-size:12px}.resource-list a>span{display:flex;align-items:center;gap:18px}.resource-list .list-owl{background:white;border-radius:4px;padding:2px;width:32px;height:34px}main ul,main ol{list-style:none;padding-left:0}main li{padding-left:36px;background:url('/assets/indigoblue-owl.svg') left 3px/24px 26px no-repeat;margin:12px 0}.topbar .wrap{flex-wrap:wrap;gap:4px 24px}.topbar a{font-size:14px;min-height:32px;display:inline-flex;align-items:center;white-space:nowrap}.contacts a.whatsapp-link,.whatsapp-link{display:inline-flex;margin-top:12px;padding:8px 14px;background:#176344;color:white;border-radius:4px;font-size:14px;font-weight:600;min-height:44px;align-items:center}.whatsapp-link:hover{background:#104b33;color:white}.bdm-chat{position:fixed;right:22px;bottom:22px;z-index:30;padding:0;border:0}.bdm-chat>summary{list-style:none;display:flex;gap:10px;align-items:center;background:white;color:var(--navy);border:1px solid var(--line);border-radius:32px;box-shadow:0 5px 25px #17213b25;padding:10px 20px 10px 12px;font-size:14px;font-weight:700;cursor:pointer;min-height:54px}.bdm-chat>summary:after{content:none}.bdm-chat>summary::-webkit-details-marker{display:none}.chat-panel{position:absolute;right:0;bottom:calc(100% + 12px);width:min(350px,calc(100vw - 32px));max-height:calc(100dvh - 110px);overflow-y:auto;background:white;border:1px solid var(--line);border-radius:12px;padding:24px;box-shadow:0 12px 40px #17213b25}.chat-panel h2{font-family:Arial,sans-serif;font-size:20px;line-height:1.3;margin:0 0 10px;letter-spacing:normal}.chat-panel p{font-size:14px;margin:0 0 16px}.chat-links{display:grid;gap:10px}.chat-links a{display:flex;flex-direction:column;gap:3px;border:1px solid var(--line);padding:12px 14px;border-radius:5px;background:var(--pale);text-decoration:none}.chat-links a:hover{background:#e2edf9;border-color:var(--blue)}.chat-links strong{font-size:16px}.chat-links span{font-size:14px;color:#176344}.chat-panel .chat-note{margin:16px 0 8px;font-size:13px}.chat-other{font-size:14px;text-decoration:underline}footer{padding-bottom:100px}@media(max-width:760px){.bdm-chat{right:16px;bottom:16px}.topbar .wrap{justify-content:center}.topbar a{font-size:14px;min-height:40px}}

.bdm-title{display:flex;align-items:center;gap:18px}.bdm-title .eyebrow{margin-bottom:10px}.bdm-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.bdm-card{background:#fff;border:1px solid var(--line);border-top:3px solid #24539a;border-radius:6px;padding:26px 22px;min-width:0}.bdm-card .eyebrow{font-size:12px;line-height:1.6;letter-spacing:.11em;min-height:3.2em;margin:0;color:#24539a;text-transform:uppercase}.bdm-card h3{font-size:24px;font-weight:700;letter-spacing:-.025em;margin:14px 0 8px;line-height:1.25}.bdm-card p{font-size:16px;line-height:1.8;overflow-wrap:anywhere;margin:0 0 22px}.bdm-card p a{display:block}.bdm-card p a:hover{text-decoration:underline}.bdm-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px}.bdm-actions .btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 8px;border:1px solid #24539a;border-radius:4px;background:#24539a;color:white;font-size:14px;font-weight:700;line-height:1.4;white-space:nowrap;text-decoration:none}.bdm-actions .btn-outline{background:white;color:var(--navy)}.bdm-actions .btn:hover{background:var(--navy);color:white}.bdm-actions .whatsapp-btn{background:#176344;border-color:#176344;color:white}.bdm-actions .whatsapp-btn:hover{background:#104b33}.bdm-help{font-size:14px;line-height:1.65;max-width:850px;margin:20px 0 0}.company-desk{display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--pale);border:1px solid var(--line);border-radius:6px;margin-top:28px;padding:24px}.company-desk h3{font-size:20px;margin:0 0 6px}.company-desk p{margin:0;font-size:14px}.company-desk .actions{margin:0;gap:18px}.bio .bdm-actions{margin-top:24px;padding-top:20px;border-top:1px solid var(--line)}@media(max-width:1000px){.bdm-cards{gap:12px}.bdm-card{padding:22px 16px}.company-desk{align-items:flex-start;flex-direction:column}}@media(max-width:760px){.bdm-cards{grid-template-columns:1fr;gap:18px}.bdm-card{padding:24px}.bdm-card .eyebrow{min-height:0}.bdm-title{align-items:flex-start;gap:14px}.bdm-title img{width:44px;height:auto}.bdm-title h2{font-size:32px}.company-desk .actions{align-items:flex-start;flex-direction:column}.bdm-actions .btn{padding:12px 8px}}
