FIRST AND SECOND MORTGAGES · FOR MORTGAGE BROKERS
Advantage 85
Higher leverage for a considered deal.
The program
For owner-occupied homes, Advantage 85 offers financing up to 85% loan-to-value, with first mortgages up to 80%. Credit, income and the property remain part of the underwriting review.
When to discuss it
Brokers exploring a higher-leverage solution for an owner-occupied home.
Program information is a starting point for a conversation. A funding decision depends on the complete transaction and our underwriting review.
Prepare your scenario
Confirm the requested first or second mortgage amount, existing charges and the property value with our team.
Start with a brief outline of the transaction. Our team will advise which supporting documents are needed and how to send them.
Mortgage products and availability are subject to approval. Loan-to-value limits are maximums, not an approval or commitment to lend. Confirm property coverage and transaction-specific terms with our team.
